As a dedicated member of the Ensemble Wealth Planning team, my primary focus is to understand your financial objectives in depth. This understanding allows me to craft tailored strategies aimed at achieving your financial goals. My approach involves working in close partnership with you, as well as collaborating with other professionals in your life such as your CPA or estate attorney, to help ensure that your financial journey is as smooth as possible.

Professional Background

I embarked on my career in the financial services industry in 1995 with Edward Jones, marking the opening of a second branch in Florence.

Educational Credentials

I hold a master’s degree from Clemson University and earned my CERTIFIED FINANCIAL PLANNER™ designation in 1999. This certification, awarded by the Certified Financial Planner Board of Standards Inc., signifies a high level of professionalism in financial services. The designation is granted after meeting rigorous standards, including passing the CFP® Certification Examination and agreeing to adhere to the board’s Code of Ethics and Financial Planning Practice Standards.

Community Involvement

Community involvement is a core value for me. I actively participate in various community organizations, including Boy Scouts, the Chamber of Commerce, and First Presbyterian Church. Additionally, I hold the honor of being an Eagle Scout and have served as a U.S. Naval officer.

Family and Team

Family is central to my life; my wife, Margaret, and I are blessed with three children and two grandchildren. My eldest daughter, Caroline Toniolo, has followed in my footsteps by becoming a financial advisor. My oldest son is pursuing a career in behavioral counseling and my youngest son is a Marine officer currently training to be a naval aviator.

Service Commitment

At Ensemble Wealth Planning, we pride ourselves on delivering a highly personalized service. Our business operations are streamlined to focus on understanding and fulfilling the unique financial needs and goals of our clients.